Week 3 — After Welcome

Email 1: What Is an ETF?

Subject: ETFs explained in 2 minutes 📊
Goal: Educate on ETFs → drive ETF purchases

Hi {{first_name}},

Heard of ETFs but not sure what they are? An ETF (Exchange Traded Fund) lets you invest in a basket of assets — like the S&P 500 — in one trade. It's instant diversification.

Why UK investors love ETFs: Low cost, diversified, easy to buy. On eToro, ETFs are commission-free*. Popular picks: SPY (S&P 500), QQQ (NASDAQ), VWRL (Vanguard All-World).

CTA: Browse ETFs on eToro →

*Zero commission on real stock/ETF positions. Other fees apply. Capital at risk.

Week 4

Email 2: Understanding Risk

Subject: How much risk should you take? 🎯
Goal: Educate on risk → introduce risk scores & Copy Stop Loss

Hi {{first_name}},

Every investment carries risk. The key is understanding YOUR risk tolerance. On eToro, every asset and every investor you can copy has a Risk Score from 1 (low) to 10 (high).

Quick guide: Risk 1-3 = Conservative (bonds, blue chips). Risk 4-6 = Moderate (growth stocks, ETFs). Risk 7-10 = Aggressive (crypto, leveraged CFDs).

When copying traders, you can set a Copy Stop Loss — if losses reach your limit, copying stops automatically.

CTA: Explore Low-Risk Investors →

Week 5

Email 3: Stocks vs CFDs — What's the Difference?

Subject: Stocks vs CFDs — a simple guide 📈
Goal: Explain the key difference (critical for FCA compliance)

Hi {{first_name}},

On eToro, you can buy real stocks (own the asset, get dividends) or trade stock CFDs (trade price movements with leverage). Here's the key difference:

Real Stocks: You own the shares. Get dividends. 0% commission*. Best for long-term investors.

CFDs: You DON'T own the asset. You can use leverage and go short. Higher risk. Best for experienced traders.

⚠️ Important: CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. 50% of retail investor accounts lose money when trading CFDs with this provider.

CTA: Learn More About Stocks →

Week 6

Email 4: Smart Portfolios Explained

Subject: Invest in themes you believe in 🌍
Goal: Introduce Smart Portfolios for passive investors

Hi {{first_name}},

Don't want to pick individual stocks? Smart Portfolios are pre-built, diversified investment themes — managed by eToro's team.

Popular UK choices: BigTech (Apple, Microsoft, Google), RenewableEnergy (clean energy leaders), GoldWorldWide (gold exposure), CryptoPortfolio (diversified crypto).

Minimum investment: $500. Automatically rebalanced. No extra fees.

CTA: Explore Smart Portfolios →

Week 7

Email 5: eToro Money & Withdrawals

Subject: Deposits, withdrawals & your eToro Money card 💳
Goal: Build trust → explain money management features

Hi {{first_name}},

Your money, your control. Here's everything you need to know about managing funds on eToro:

Deposits: Bank transfer, debit card, PayPal, Skrill. GBP supported — no conversion needed for GBP deposits.

Withdrawals: Request a withdrawal anytime. Processed within 1-2 business days.

eToro Money: A separate app/card for everyday spending, crypto transfers, and faster withdrawals. FCA-regulated (FRN 900923).

Protection: Eligible funds covered by FSCS up to £85,000.

CTA: Manage Your Account →